Yes, Flexiti will conduct a credit check during the application process.

Whether you shop online or in-store, Mobilia offers several financing options with equal monthly payments. For purchases of $1,000 and more before taxes, you can choose from a 6-month no-interest financing plan or 12, 24, or 36-month plans at a low interest rate. For purchases of $5,000 and more before taxes, Mobilia also offers a 12-month no-interest financing plan. These financing options are available online and at all Mobilia stores, except Mobilia clearance stores.

It is free to open an account with Flexiti! Click ‘Apply now’ to access Flexiti’s quick and easy online application. It only takes minutes to complete! O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may be required and varies by promo term length.  No interest will accrue during the promotional period and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fees of $69.99 may apply (excluding Quebec residents) and will be financed with purchase and is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec.  Interest bearing equal monthly payment plans: the annual promotional interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fees of $69.99 may apply (excluding Quebec residents) and will be financed with purchase and is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec.  Promos and terms may be changed without notice. Eligibility for promos varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Wave Card Flexiti Network, Live now, pay later, the flexible way to pay and the Flexiti design are trademarks of Flexiti Financial Inc..

1- Online Banking: Simply add Flexiti (Flexiti Financial) as a payee in your own banking bill payment system.
2- Cheques via mail: Mail a cheque to the address below - make sure you include your account number on the cheque to avoid delays.
Flexiti Financial
Attention: Account Services - Payment Processing
P.O Box 340, Orangeville, ON L9W 2Z7.

t is important to visit my.flexiti.com to view your statement every month to stay informed about your account and confirm your monthly Minimum Payment Due and Payment Dates. Watch your email for important account information from Flexiti including Statement Ready and payment reminder emails. If you have opted for paper statements, they will be mailed to the mailing address provided. If you have questions, contact Flexiti's customer service at 1-877-259-3745.

The approved amount does not expire unless you call to close the account. You are not required to complete a transaction on the day your account is created and do not have to use all available funds.